Insurance:
- Health insurance
Room rent/Nursing expenses
Medicine Expenses
Operation Expenses
Ambulance Expenses - Shopkeeper insurance
Fires
Explosion & Aircraft Damage
Storms
Floods
Burglaries
Earthquakes - Motor insurance
Accidents
Theft
Fire
Natural Disasters
Personal Accident
Third Party Losses - Fire insurance
Explosion & Aircraft Damage
Storms
Floods
Earthquakes - Workmen Compensation
Accident
Disease
Disablement - Term Plan
Sampurna Raksha supreme
- Savings Plan
Fortune Guarantee Plus Guaranteed Return Insurance Plan
Motor insurance
What is Motor Insurance?
Car Insurance, also known as auto or motor insurance, is a type of vehicle insurance policy that protects you and your car from any risks and damages caused from accidents, thefts or natural disasters. So, you will be financially secure in case of any losses that may be incurred because of any such unforeseen circumstances. In addition to that, you will also be protected from third-party liabilities. Whether you want to just legally comply with the law with the most basic, third party car insurance, or give your car ultimate protection with a comprehensive car insurance or own damage policy, Raval Insurance offers you a third-party, comprehensive and own damage car insurance at affordable premiums online. The best part? You can customize your IDV yourself, along with 7 beneficial add-ons to suit your car. So, whether you want to buy/renew a car insurance by Raval or make a claim- everything can be done online with our quick and simple smartphone-enabled processes.
What it covers?
Accidents
Damages and losses that may arise out of accidents and collisions
Theft
Covers for the losses incurred when your car is unfortunately stolen
Fire
Damages and losses caused to your car due to an accidental fire
Natural Disasters
Damages and losses to your car in case of natural calamities such as floods, cyclones, etc.
Personal Accident
If there is a car accident and unfortunately, it leads to death or disability of the owner
Third Party Losses
In cases where your car causes damages and losses to someone else, their car or property.
What’s not covered?
Own Damages for Third-Party Policy
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
Drunk Driving or without a Licence
You were driving drunk or without a valid driving licence.
Driving without a valid Driving Licence holder
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Consequential Damages
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Contributory Negligences
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Add-ons not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.