Shopkeeper Insurance

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Shopkeeper insurance

What is Shopkeeper Insurance?

A shop insurance is a type of insurance policy designed to cover for a shop’s property and its contents within. At Raval insurance, our shop insurance covers for fire and natural calamities such as floods and earthquakes through our Standard Fire & Special Perils policy. However, since properties like shops are always at a risk of burglary, we also offer a burglary policy as part of our shop insurance. This way, your shop isn’t only protected from fires and natural calamities but also from damages and losses that could occur due to a burglary.

What it covers?

Floods

Protects your shop from losses and damages when the rains are out of control, leading to floods that could also impact your business. 

Explosion & Aircraft Damage

Covers your shop from any damages or losses caused due to an explosion or even an aircraft damage! 

Storms

For times when a storm storms into your shop too! Covers for damages due to nature’s furies such as a dreadful storm or lightnings.  

Fires

Protection from any accidental fires that cause damage to your shop or the contents in your shop. 

Earthquakes

Nobody can avoid nature’s furies but, what you can do is ensure you’re covered for any potential losses that could come your way due to the same. A shopkeeper’s insurance also covers for damages and losses that occur due to natural calamities such as earthquakes. 

Burglaries

Unfortunately, burglaries are common in India. However, Raval’s Standard Fire & Special Perils policy will also help protect both your property and its contents from any losses that occur due to the same.

What’s not covered?

losses caused in basements

Damages and losses caused in shops that are in basements are not covered.

Other installations

Fixed structures, fittings and electrical installations are not covered

Machinery breakdowns

Machinery breakdowns that aren’t a result of a natural calamity, fire, explosion, implosion, etc will not be covered.